Should home loan be the only factor to see while choosing between old and new income tax regime?

Budget 2025 brought significant changes to India's income tax structure. Under the new tax regime, the basic exemption limit was hiked to Rs 12.75 lakh for salaried individuals. This could potentially make traditional tax planning less relevant for many, since several deductions are no longer available. For those looking to opt for a home loan interest deduction, the old regime may still be better, but only if other deductions are also high.