Returning to workforce can be daunting and rewarding

Sometimes in our lives, we need to take a break from working. This could be for caregiving, for mental well-being, for physical health, or for myriad other reasons.

Several times over the course of my career as a financial advisor, I have recommended that clients reenter the workforce due to a projected shortfall in retirement income.

The reasons for the shortfall will vary, but usually they are correlated with spending too much and not having enough money saved to maintain a person’s current lifestyle after retirement.