Muthoot Fin, Manappuram will be able to adapt well to RBI's new gold loan guidelines: Fitch

Fitch Ratings suggests the RBI's draft guidelines for gold-backed loans will enhance regulatory clarity and compliance, though increasing operational complexity, especially for smaller NBFIs. The proposals aim to reduce uncertainty and strengthen oversight in the fast-growing gold loan segment. While large gold-loan specialists are well-positioned to adjust, the rules could slow loan approvals and raise costs, particularly in rural areas.