Here's why a big tax refund might not be a good thing — and what you should do if you get one

Woman doing taxes.

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• You might be looking forward to a big tax return in the next few weeks.
• Receiving a lot of money back from the IRS isn't necessarily a good thing, though.
• Here's how you can optimize your tax return for the biggest savings.

One thing that makes filing your taxes less of a chore is the knowledge that you could be getting a few thousand dollars back when your tax return hits.

However, a big tax return isn't necessarily a good thing...