Loan pool sales surge as banks embrace securitisation to tackle credit-deposit ratio pressures

Private sector banks spearheaded loan pool sales in fiscal year 2024-25, driving securitization volume to a record high of Rs 2.35 lakh crore. This surge represents a 24% year-on-year increase. While overall performance was strong, the fourth quarter saw a dip due to reduced NBFC disbursements amid unsecured loan segment stress.