South Bay father and son accused of insurance fraud scheme that raked in $1.4 million in ill-gotten commissions

A father and son from the South Bay have been charged with fraud and theft after an alleged years-long life-insurance scheme that netted them and three others $1.4 million in ill-gotten commissions.

A complaint from an alleged victim’s former lawyer in 2021 spurred an investigation by California’s insurance regulator that led to the arrest last month of Daniel Jon Carpenter, 62, of Morgan Hill, his son Blake Carpenter, 27 of San Jose, and two others, while another suspect remains at large.