The Best Auto Loans for Fair Credit: Top Options for 580 – 669 Credit Scores in 2025

You can still qualify for a car loan if you have fair credit, which is a credit score between 580 and 669. Having fair credit simply means that your credit has room for improvement, but it doesn’t mean you’re ineligible to get the car you need. 

We’ve found that several lenders offer more lenient underwriting practices and consider more than just your credit score when deciding whether or not to offer you a loan. If you are looking for the best auto loans for fair credit, we recommend four lenders below.