Four cash-saving apps to help you budget and keep track of your finances

BUDGETING is at the heart of healthy finances.

But the days of using pen and paper to keep track are long gone in this era of the smart phone.

GettyHere are our cash-saving apps to help you budget and keep track of your finances[/caption]

Try these apps instead . . . 

SNOOP: Link your bank accounts and credits cards via this app, which then highlights opportunities to save.

For example, it might see you can save by switching to a new energy provider....