Planning your investments for FY26? Here’s what mutual fund experts recommend

Mutual fund experts advise a cautious, long-term approach for FY26 due to uncertainties like global trade policies, economic growth, and changes in FPI sentiment. Those with low-risk tolerance should focus on debt funds, while those managing volatility can consider equity. Experts recommend an 80:20 equity-to-debt ratio for long-term investors, 70:30 for medium-term, and 100% debt for short-term investors.