Cryptocurrency is a non-thing

Gracia Lam for Business Insider

Most Americans have bank accounts — reliable places to store money that are federally insured, carefully regulated, and generally better than coffee cans full of cash. But some 5 million households don't have bank accounts. So every two years, the Federal Deposit Insurance Corporation conducts a survey to find out why. Is it a trust thing? A distance thing? A fees-and-service-charges thing?

Last November, for the first time, the FDIC reported the results of a new question it added to the survey...