TAKING on a savings challenge can be a clever way to pull together a cash lump sum in 2025.
And the New Year is the perfect time to start.
Here are some ideas to put into action now . . .
NO-SPEND DAY: Pick at least one day a week when you are not allowed to spend any money other than on essentials such as bills.
Items you don’t need, such as a takeway coffee, new shoes or dinner out, are banned under the challenge.
You could make a note of any...
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