My husband is a teacher and the sole earner for our family of 7. Money is tight, but it's worth it for his health insurance.

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• My husband has been teaching for 20 years.
• His salary is $19,000 above the poverty level for our family of seven.
• While money is tight, it's worth him keeping his job for our health insurance.

For most of his career as a public school teacher, my husband's paycheck has hovered just above the poverty level for our family. This past summer, my children...