California wildfires: What to know when filing an insurance claim

Residents impacted by the California wildfires may get inundated with calls from people offering to handle their claims for them, but it's important to work with the insurance company directly to start the claim process, rather than third-party adjusters. 

That's according to Janet Ruiz, a spokesperson for the Insurance Information Institute. 

Ruiz told FOX Business that public third-party adjusters are not allowed to solicit claims right away under rules established by the California Department of Insurance.