Navigating Wealth: Tailored asset allocation strategies for HNIs and UHNIs in 2025

Wealth strategies for UHNIs are evolving beyond traditional asset allocation, focusing on adapting to changing market realities. UHNIs, with higher volatility tolerance and limited liquidity needs, aim to align portfolios with transient new normals. The deepening of Indian capital markets has introduced nuanced products like offshore investments, private equity, and InvITs, while allocations to mid and small-cap equities have increased, driven by the growth potential of MSMEs and SMEs.