Top mutual fund categories to watch out for in 2025

Sagar Shinde, a mutual fund expert, advises aggressive investors to allocate 70-80% of their portfolio to equities, following a 60:20:20 strategy with large-cap, mid-cap, and small-cap stocks. For short-term goals, 90-100% should be in debt instruments, while for long-term goals, a balanced approach between equities and debt is recommended. The strategy focuses on high growth while managing risk.