Follow Instagram debt experts, don’t fall into the minimum payment trap & 6 other ways to help you get debt free in 2025

IF getting out of debt is your new year resolution then we’ve compiled eight simple steps to help you.

About 4million people relied on credit to pay for Christmas, according to debt charity StepChange.

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Half of borrowers will take more than six months to repay it.

“Christmas can be hard on our finances, and the pressure to spend big on gifts, food and festivities can often bring money worries...