The Best Debt Relief Companies and How They Work [2025 Edition]

Facing mountains of debt can be paralyzing; for some, it may feel impossible to ever escape the feeling of dread when it’s time to make monthly debt payments. But you don’t have to let your debt define your life. If you’re struggling with massive debt from credit cards, personal loans, student loans, back taxes, or medical bills, you have options.

You can get a debt consolidation loan, try a debt payoff strategy like the debt avalanche or debt snowball, or file for bankruptcy. You may...