The best savings accounts for 2025? banking experts reveal predictions for savers

INTEREST rates on savings accounts levelled off last year – but what’s in store for 2025?

Savings rates surged in 2023 following successive Bank of England (BoE) base rate rises.

Any rise in the base rate is designed to slow inflation and also sees savings rates go up.

But with the base rate peaking last year and then ratesetters dropping it from 5% to 4.75% in November and keeping it there in December, savings rates have started to fall.