‘So ethically wrong’: Ulta customer brags about receiving $130 worth of items for free through credit card sign-up. Viewers say not so fast

People are conflicted after this Ulta customer bragged about getting the controversial Ulta credit card.

What's so bad about it?

About three in five Americans are in credit card debt, owing about $5,800 on average, Yahoo Finance reported. Debt can be hard to get out of, given how staggering the interest rates on many cards are. And it’s not like store-branded credit cards are not known for having particularly great rates.

While a store credit card might be worth it for you...