Savings accounts are a great place to stash cash for a rainy day but the benefits — and costs — vary from bank to bank.
In 2022, the typical American had $8,000 in cash across their bank accounts, according to data from the Federal Reserve. That's up 30 percent from 2019.
Unlike checking accounts, which usually pay little or no interest, savings accounts can help your money grow by simply putting it away.
But to maximize your savings, you'll need to choose the right account.
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