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- Don't expect the market to continue skyrocketing in 2025, according to David Laut.
- Periods of high consumer sentiment have often been followed by market pullbacks historically.
- Prepare for pullbacks by keeping your cash in a short-term bond fund, Laut said.
As the year draws to a close, investors typically anticipate the so-called Santa Claus rally — a phenomenon where stocks get a boost in the final days of December and the beginning of January.