I'm 67 and can't afford to retire. I'm moving away from my grandchild to work less and enjoy a lower cost of living.

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• I'm 67 and am still working 5 days a week. Many of my friends have retired, but I can't afford to.
• I regret not investing in a pension offered to me earlier in life.
• Now I'm planning to move away from my grandchild so I can work less and enjoy a lower cost of living.

I am 67 years old and when people ask me if I've retired yet, my knee jerk response is, "No I haven't!