California’s car insurance premiums are rising too: Which Bay Area cities pay more?

Over the past year, Oakland grocery store manager Ananda Neil has received updates on his auto insurance policy with mounting dread. When his six-month, per-mile policy for his 2022 Hyundai Santa Fe renewed in October 2023, it edged up from $77.19 to $83.39 a month and 15.5 to 16.7 cents a mile. But in April, it leaped to $167.75 a month and 37 cents a mile.

And when it renewed again in October? $266.93 a month and almost 60 cents a mile.

“The few insurance companies willing to write a policy were just as much if not more...