MUM-of-one Holly Smith is set to knock two years off her mortgage and save on her Christmas shopping by using a free app at the checkout.
The 32-year-old, who lives in Colchester, Essex, is on track to become mortgage-free early by making extra payments.
Holly Smith has been using app Sprive to pay off her mortgageHolly, who works in marketing, and her husband, Ben, 32, who works in revenue Operations for a tech company, usually pay an extra £150 a month, bringing their overall mortgage bill to around £1,450.
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