WHILE some dream of a retirement spent holidaying around the world, the reality is that for many it is a time of constant financial hardship.
And with the cost of living rising and key benefits like the Winter Fuel Payment being stripped away from many households, making ends meet is only going to get harder.
AlamySara Benwell reveals three ways you can avoid paying tax on your state pension[/caption]That’s why it’s so important to make sure you’re not paying more tax than...