All the key dates for Christmas to save you money including £4 chocs and 25% off Disney

CHRISTMAS is on the horizon, but the run-up to the festive season does not have to damage your finances.

The key to frugal festivities is organisation, pouncing on the best deals and not impulse-buying, according to experts.

Dani Whitehead, of the credit-building firm Loqbox, said: “Vendors know they can take advantage of high demand and last-minute shoppers. Do...