Stunning stat shows how few Helene victims had flood insurance in Appalachia

Less than 1% of family homes in the areas most heavily impacted by Hurricane Helene have flood insurance, according to a new report from Reuters.

Flood insurance in the U.S. is primarily provided through the National Flood Insurance Program, not by private companies. The program was designed to cover coastal flooding, however, and it does not apply to most areas in Appalachia that were devastated by Helene. As a result, just 1 in 200 affected homes are covered by the program.

The NFIP...