Warning to self-employed homeowners as lenders make major change to mortgage rules in days
SELF-employed workers have been urged to submit their tax returns now if they are looking to move home in the coming weeks or months.
From October 5, the majority of mortgage lenders will ask for 2023/24 tax returns as proof of earnings.
AlamyLenders will want 2023/34 tax returns from October 5[/caption]HMRC doesn’t require the 23/34 year’s tax return to be submitted until the end of January 2025, meaning that many workers will not have yet completed it.
“Lenders...
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