Vox reader Mike Lovely asks: Why does the US keep creating new health insurance programs (CHIP, ACA, Medicaid expansion alternatives, etc.) instead of consolidating them into one big program where all insurer carriers participate and all people pick their coverage?
Health insurance in America is a constellation of brands and acronyms: Medicare, Medicaid, the VA, TriCare, the ACA, CHIP, United Healthcare, BCBS.