This week, I read a brief but sobering opinion piece entitled “Credit card defaults soar: A generation on the brink.” As the title suggests, the current economy is putting a heavy strain on everyone, but especially on younger people: “Credit card defaults are surging across the board, with no age group spared from the financial strain. Particularly alarming is the sharp rise among the youngest adults. The 18 to 29 age bracket is now experiencing default levels not seen in over a decade – a stark...