Exact time to buy car insurance cheapest revealed – get it wrong and you could pay £202 MORE

THE simple trick of renewing your car insurance at the right time could save you hundreds of pounds a year.

Motor insurance premiums dropped for the first time in two years between April and June, from £635 in the previous three months to £622, said the Association of British Insurers (ABI).

But even so, prices are still considerably higher than two years ago when they at one point sat at £470...