PMJDY has changed the way banks & financial institutions operate

PMJDY's journey over the past decade has been nothing short of transformative. It has fundamentally changed the way banks and financial institutions operate, pushing them to reach the remotest corners of the country and serve the "Antyoday" - the poorest of the poor. Today, more than 53 crore Jan Dhan accounts have been opened, with a cumulative deposit balance exceeding ₹2.3 lakh crore. This is a testament to the scheme's success in nurturing a savings culture among previously unbanked individuals.