I'm 30 years old and only make enough money to cover the essentials. I rely on my parents to pay for fun things.

master1305/ Getty Images

• I went from having a full time office job to being a freelancer and had to adjust my spending.
• I cut down on fun things, like going out for dinner or buying fancy things in the supermarket.
• I rely on my parents to pay for those fun things, and I eagerly accept their help.

When I changed my career from a salaried office job to going freelance, it came with the understanding that my relationship with money would change. Even so, I still...