‘The difference it had made’: Woman shares hack her car salesman taught her

At some point, everyone who’s ever made a car payment has felt that they’re being ripped off. In October 2023, Money noted that car payments in America had reached a record high of over $700 per month, and a 2021 article from Consumer Reports found that a significant amount of Americans were overpaying on their car loans.

The reason for these high payments has much to do with the incredible interest rates that are being charged on car loans. In December 2021, the average interest rates...