My wife is living beyond our means and spending money we don’t have

DEAR DEIDRE: I’M concerned about my wife who spends money we don’t have.

She works part time but never contributes towards the bills.

She has a car loan and I end up paying her credit card bills now as she is behind on them.

I’m 37 and my wife’s 35. We’ve been married for 11 years and have two daughters aged eight and six.

As I’m the main earner my wife says I should pay the bills.

She spends all her money on her nails, hair and sometimes Botox too.