'Cold' housing markets in these 3 states may be a buyer's best chance at a bargain

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• Housing markets in Louisiana, Florida, and Texas are the country's "coldest," Realtor.com says.
• These cold locales are seeing inventories rise and prices fall amid a lack of buyer interest.
• Gulf-region housing also faces rising insurance costs, a challenge worsened by the climate. 

Housing markets in three Gulf states are the country's "coldest," with inventory moving up as prices fall lower, Realtor.com reported.

To determine the hottest property markets in the US...