Little-known way to boost your credit score – it takes just minutes

YOU can boost your credit score through an easy trick – and there’s a key date in days you should do it by.

Your credit score, or credit rating, can determine whether a lender offers you anything from a mortgage to phone contract.

It can fall if you regularly set up new bank accounts, miss payments to lenders or get too close to a credit card limit.

But there are ways to boost it too...