Rs 15,000 credited to a/c XXXXX9082": Beware of this latest scam; how to identify and save your money

Bank phishing scam: You may get an authentic looking SMS saying that a sum of money has been credited to your bank account. However before acting on this information, remember to verify the SMS sender's ID, as banks do not use a personal mobile number to send SMS. Banks have different sender ID like AD-ICICIT for ICICI Bank, etc.