I was so ashamed about owing £9,000 debt – I made a crucial mistake after getting a credit card at 18

A PROJECT manager tumbled into thousands of pounds of debt after being offered credit from her bank when she was just 18.

Courtney Clayton, now 30, from Newcastle initially borrowed sensibly, paying off her bill regularly each month.

But she started relying on the credit card more frequently when she moved out of her family home and in with a friend.

Her balance was creeping up but at the same time,...