What 2014 Teaches Us About the Future of Payments and the Digital Economy

In 1963, Nobel-prize winning physicist Dennis Gabor wrote that the future can’t be predicted, but it can be invented. Gabor, who won the Nobel for inventing the hologram, explained in his book, “Inventing the Future,” that it is humankind’s ability to invent that shapes the future, even though its impact remains unknown at the moment of its creation.

In October of 2022, almost everyone wants to know what the future will look like, perhaps more intensely than ever. I was asked recently how...